Call reports 2004
BANK OF WALNUT GROVE — 2004
What BANK OF WALNUT GROVE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 37,039,000 | 36,831,000 | 36,525,000 | 37,587,000 |
| Total loans | 17,379,000 | 17,233,000 | 17,153,000 | 17,494,000 |
| Allowance for loan losses | 413,000 | 423,000 | 397,000 | 420,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,711,000 | 7,344,000 | 7,924,000 | 7,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,835,000 | 31,407,000 | 30,943,000 | 32,282,000 |
| Interest-bearing deposits | 27,356,000 | 26,926,000 | 26,390,000 | 26,945,000 |
| Noninterest-bearing deposits | 4,479,000 | 4,481,000 | 4,553,000 | 5,337,000 |
| Equity capital | 5,104,000 | 5,244,000 | 5,364,000 | 5,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 855,000 | 1,301,000 | 1,767,000 |
| Interest expense | 104,000 | 204,000 | 303,000 | 410,000 |
| Net interest income | 320,000 | 651,000 | 998,000 | 1,357,000 |
| Noninterest income | 72,000 | 140,000 | 203,000 | 261,000 |
| Noninterest expense | 282,000 | 527,000 | 795,000 | 1,069,000 |
| Provision for loan losses | 10,000 | 20,000 | 35,000 | 65,000 |
| Pretax income | 100,000 | 244,000 | 371,000 | 484,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 17,000 |
| Net income | 96,000 | 236,000 | 359,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,104,000 | 5,244,000 | 5,364,000 | 5,275,000 |
| Total capital | 5,344,000 | 5,485,000 | 5,597,000 | 5,521,000 |
| Risk-weighted assets | 19,026,000 | 19,095,000 | 18,468,000 | 19,471,000 |