Call reports 2003
BANK OF WALNUT GROVE — 2003
What BANK OF WALNUT GROVE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,721,000 | 37,533,000 | 37,236,000 | 37,052,000 |
| Total loans | 17,844,000 | 17,810,000 | 18,028,000 | 18,046,000 |
| Allowance for loan losses | 472,000 | 470,000 | 459,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,076,000 | 5,757,000 | 6,815,000 | 7,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,828,000 | 32,526,000 | 32,068,000 | 32,015,000 |
| Interest-bearing deposits | 25,750,000 | 27,604,000 | 27,740,000 | 27,551,000 |
| Noninterest-bearing deposits | 4,078,000 | 4,922,000 | 4,328,000 | 4,464,000 |
| Equity capital | 4,783,000 | 4,875,000 | 4,969,000 | 5,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 886,000 | 1,325,000 | 1,765,000 |
| Interest expense | 131,000 | 263,000 | 389,000 | 501,000 |
| Net interest income | 312,000 | 623,000 | 936,000 | 1,264,000 |
| Noninterest income | 66,000 | 126,000 | 187,000 | 249,000 |
| Noninterest expense | 250,000 | 488,000 | 727,000 | 958,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 16,000 |
| Pretax income | 123,000 | 251,000 | 381,000 | 539,000 |
| Income tax | 41,000 | 77,000 | 113,000 | 178,000 |
| Net income | 82,000 | 174,000 | 268,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,783,000 | 4,875,000 | 4,969,000 | 5,008,000 |
| Total capital | 5,020,000 | 5,120,000 | 5,214,000 | 5,254,000 |
| Risk-weighted assets | 18,687,000 | 19,393,000 | 19,426,000 | 19,558,000 |