Call reports 2002
BANK OF WALNUT GROVE — 2002
What BANK OF WALNUT GROVE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,135,000 | 32,524,000 | 32,387,000 | 34,003,000 |
| Total loans | 16,852,000 | 17,919,000 | 17,675,000 | 17,710,000 |
| Allowance for loan losses | 455,000 | 456,000 | 453,000 | 475,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,031,000 | 6,621,000 | 5,255,000 | 5,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,499,000 | 27,721,000 | 27,461,000 | 29,257,000 |
| Interest-bearing deposits | 24,183,000 | 23,947,000 | 23,924,000 | 25,531,000 |
| Noninterest-bearing deposits | 4,316,000 | 3,774,000 | 3,537,000 | 3,726,000 |
| Equity capital | 4,512,000 | 4,622,000 | 4,715,000 | 4,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 948,000 | 1,409,000 | 1,860,000 |
| Interest expense | 174,000 | 325,000 | 464,000 | 599,000 |
| Net interest income | 303,000 | 623,000 | 945,000 | 1,261,000 |
| Noninterest income | 46,000 | 91,000 | 143,000 | 203,000 |
| Noninterest expense | 240,000 | 454,000 | 687,000 | 924,000 |
| Provision for loan losses | 1,000 | 4,000 | 9,000 | 48,000 |
| Pretax income | 108,000 | 256,000 | 392,000 | 492,000 |
| Income tax | 33,000 | 71,000 | 114,000 | 167,000 |
| Net income | 75,000 | 185,000 | 278,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,504,000 | 4,622,000 | 4,715,000 | 4,708,000 |
| Total capital | 4,730,000 | 4,857,000 | 4,948,000 | 4,946,000 |
| Risk-weighted assets | 17,846,000 | 18,560,000 | 18,408,000 | 18,795,000 |