Call reports 2001
BANK OF WALNUT GROVE — 2001
What BANK OF WALNUT GROVE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,180,000 | 32,923,000 | 32,667,000 | 32,572,000 |
| Total loans | 16,755,000 | 16,998,000 | 17,412,000 | 17,551,000 |
| Allowance for loan losses | 449,000 | 441,000 | 438,000 | 450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,282,000 | 7,681,000 | 6,637,000 | 6,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,747,000 | 28,346,000 | 27,941,000 | 28,070,000 |
| Interest-bearing deposits | 23,557,000 | 23,425,000 | 23,526,000 | 24,020,000 |
| Noninterest-bearing deposits | 5,190,000 | 4,921,000 | 4,416,000 | 4,050,000 |
| Equity capital | 4,265,000 | 4,363,000 | 4,458,000 | 4,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,207,000 | 1,753,000 | 2,265,000 |
| Interest expense | 295,000 | 567,000 | 810,000 | 1,020,000 |
| Net interest income | 339,000 | 640,000 | 943,000 | 1,245,000 |
| Noninterest income | 49,000 | 97,000 | 148,000 | 190,000 |
| Noninterest expense | 252,000 | 455,000 | 674,000 | 872,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 76,000 |
| Pretax income | 131,000 | 272,000 | 402,000 | 487,000 |
| Income tax | 42,000 | 85,000 | 120,000 | 169,000 |
| Net income | 89,000 | 187,000 | 282,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,257,000 | 4,355,000 | 4,450,000 | 4,429,000 |
| Total capital | 4,481,000 | 4,582,000 | 4,680,000 | 4,660,000 |
| Risk-weighted assets | 17,670,000 | 17,969,000 | 18,208,000 | 18,260,000 |