Call reports 2026
STEARNS BANK NATIONAL ASSOCIATION — 2026
What STEARNS BANK NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,296,457,000 | 3,274,377,000 |
| Total loans | 2,847,102,000 | 2,820,302,000 |
| Allowance for loan losses | 83,059,000 | 82,639,000 |
| Securities available for sale | 109,809,000 | 114,990,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,518,510,000 | 2,385,542,000 |
| Interest-bearing deposits | 2,326,003,000 | 2,246,736,000 |
| Noninterest-bearing deposits | 192,507,000 | 138,806,000 |
| Equity capital | 529,600,000 | 534,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 66,868,000 | 134,762,000 |
| Interest expense | 20,323,000 | 41,154,000 |
| Net interest income | 46,545,000 | 93,608,000 |
| Noninterest income | 3,845,000 | 6,731,000 |
| Noninterest expense | 26,609,000 | 53,540,000 |
| Provision for loan losses | 7,246,000 | 15,701,000 |
| Pretax income | 16,459,000 | 31,758,000 |
| Income tax | 201,000 | -402,000 |
| Net income | 17,429,000 | 34,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 487,177,000 | 490,746,000 |
| Total capital | 526,238,000 | 529,067,000 |
| Risk-weighted assets | 3,079,608,000 | 3,020,249,000 |