Call reports 2016
TNBANK — 2016
What TNBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,032,000 | 197,519,000 | 205,111,000 | 198,030,000 |
| Total loans | 141,377,000 | 142,492,000 | 146,080,000 | 145,717,000 |
| Allowance for loan losses | 1,577,000 | 1,638,000 | 1,703,000 | 1,802,000 |
| Securities available for sale | 36,315,000 | 35,851,000 | 34,404,000 | 32,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,117,000 | 157,693,000 | 159,127,000 | 157,198,000 |
| Interest-bearing deposits | 98,818,000 | 144,644,000 | 144,276,000 | 144,272,000 |
| Noninterest-bearing deposits | 58,299,000 | 13,049,000 | 14,851,000 | 12,926,000 |
| Equity capital | 18,535,000 | 18,977,000 | 18,877,000 | 18,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,096,000 | 4,075,000 | 6,102,000 | 8,169,000 |
| Interest expense | 268,000 | 548,000 | 826,000 | 1,122,000 |
| Net interest income | 1,828,000 | 3,527,000 | 5,276,000 | 7,047,000 |
| Noninterest income | 161,000 | 349,000 | 630,000 | 790,000 |
| Noninterest expense | 1,536,000 | 3,026,000 | 4,779,000 | 6,307,000 |
| Provision for loan losses | 75,000 | 195,000 | 300,000 | 380,000 |
| Pretax income | 495,000 | 773,000 | 1,123,000 | 1,446,000 |
| Income tax | 190,000 | 297,000 | 433,000 | 545,000 |
| Net income | 305,000 | 476,000 | 690,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,542,000 | 16,699,000 | 16,843,000 | 17,130,000 |
| Total capital | 18,119,000 | 18,337,000 | 18,546,000 | 18,932,000 |
| Risk-weighted assets | 140,476,000 | 150,926,000 | 173,754,000 | 161,326,000 |