Call reports 2015
TNBANK — 2015
What TNBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 188,897,000 | 187,352,000 | 188,210,000 | 191,950,000 |
| Total loans | 127,303,000 | 131,076,000 | 131,084,000 | 138,748,000 |
| Allowance for loan losses | 1,299,000 | 1,385,000 | 1,422,000 | 1,500,000 |
| Securities available for sale | 40,782,000 | 38,409,000 | 37,715,000 | 36,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,162,000 | 149,423,000 | 148,143,000 | 152,794,000 |
| Interest-bearing deposits | 136,336,000 | 136,409,000 | 135,541,000 | 139,937,000 |
| Noninterest-bearing deposits | 12,826,000 | 13,014,000 | 12,602,000 | 12,857,000 |
| Equity capital | 18,205,000 | 17,925,000 | 18,421,000 | 18,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,672,000 | 5,720,000 | 7,654,000 |
| Interest expense | 240,000 | 519,000 | 775,000 | 1,031,000 |
| Net interest income | 1,567,000 | 3,153,000 | 4,945,000 | 6,623,000 |
| Noninterest income | 134,000 | 279,000 | 450,000 | 651,000 |
| Noninterest expense | 1,567,000 | 2,974,000 | 4,426,000 | 5,993,000 |
| Provision for loan losses | 20,000 | 95,000 | 170,000 | 245,000 |
| Pretax income | 114,000 | 363,000 | 799,000 | 1,036,000 |
| Income tax | 43,000 | 139,000 | 289,000 | 382,000 |
| Net income | 71,000 | 224,000 | 510,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,593,000 | 16,194,000 | 16,238,000 | 16,476,000 |
| Total capital | 16,863,000 | 17,579,000 | 17,660,000 | 17,976,000 |
| Risk-weighted assets | 152,651,000 | 143,276,000 | 158,176,000 | 150,245,000 |