Call reports 2014
TNBANK — 2014
What TNBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 185,509,000 | 184,732,000 | 189,120,000 | 186,887,000 |
| Total loans | 116,897,000 | 120,071,000 | 122,664,000 | 127,127,000 |
| Allowance for loan losses | 1,252,000 | 1,318,000 | 1,303,000 | 1,377,000 |
| Securities available for sale | 39,066,000 | 43,355,000 | 43,131,000 | 41,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,277,000 | 148,460,000 | 152,146,000 | 149,947,000 |
| Interest-bearing deposits | 136,833,000 | 135,412,000 | 138,005,000 | 136,643,000 |
| Noninterest-bearing deposits | 13,444,000 | 13,048,000 | 14,141,000 | 13,304,000 |
| Equity capital | 17,622,000 | 17,891,000 | 18,187,000 | 18,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,769,000 | 3,599,000 | 5,493,000 | 7,361,000 |
| Interest expense | 250,000 | 511,000 | 777,000 | 1,038,000 |
| Net interest income | 1,519,000 | 3,088,000 | 4,716,000 | 6,323,000 |
| Noninterest income | 115,000 | 279,000 | 418,000 | 641,000 |
| Noninterest expense | 1,516,000 | 3,040,000 | 4,550,000 | 6,114,000 |
| Provision for loan losses | 60,000 | 100,000 | 120,000 | 240,000 |
| Pretax income | 58,000 | 227,000 | 464,000 | 699,000 |
| Income tax | 19,000 | 83,000 | 172,000 | 261,000 |
| Net income | 39,000 | 144,000 | 292,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,907,000 | 16,005,000 | 16,135,000 | 16,266,000 |
| Total capital | 17,159,000 | 17,323,000 | 17,438,000 | 17,643,000 |
| Risk-weighted assets | 121,817,000 | 125,902,000 | 126,061,000 | 126,389,000 |