Call reports 2013
TNBANK — 2013
What TNBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 167,609,000 | 169,197,000 | 173,971,000 | 171,993,000 |
| Total loans | 107,737,000 | 111,187,000 | 115,462,000 | 115,797,000 |
| Allowance for loan losses | 1,471,000 | 1,310,000 | 1,315,000 | 1,207,000 |
| Securities available for sale | 40,900,000 | 39,006,000 | 38,251,000 | 36,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,776,000 | 138,053,000 | 143,165,000 | 141,284,000 |
| Interest-bearing deposits | 121,134,000 | 122,251,000 | 127,633,000 | 127,254,000 |
| Noninterest-bearing deposits | 14,642,000 | 15,802,000 | 15,532,000 | 14,030,000 |
| Equity capital | 18,328,000 | 17,680,000 | 17,352,000 | 17,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,535,000 | 5,372,000 | 7,160,000 |
| Interest expense | 264,000 | 516,000 | 761,000 | 1,005,000 |
| Net interest income | 1,490,000 | 3,019,000 | 4,611,000 | 6,155,000 |
| Noninterest income | 165,000 | 352,000 | 533,000 | 632,000 |
| Noninterest expense | 1,462,000 | 3,130,000 | 4,744,000 | 6,310,000 |
| Provision for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Pretax income | 141,000 | 190,000 | 349,000 | 426,000 |
| Income tax | 51,000 | 67,000 | 124,000 | 151,000 |
| Net income | 90,000 | 123,000 | 225,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,705,000 | 15,736,000 | 15,826,000 | 15,872,000 |
| Total capital | 17,108,000 | 17,046,000 | 17,141,000 | 17,079,000 |
| Risk-weighted assets | 112,218,000 | 114,609,000 | 119,561,000 | 119,197,000 |