Call reports 2012
TNBANK — 2012
What TNBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 177,276,000 | 167,420,000 | 168,182,000 | 166,753,000 |
| Total loans | 114,265,000 | 113,511,000 | 112,267,000 | 109,923,000 |
| Allowance for loan losses | 1,349,000 | 1,323,000 | 1,162,000 | 1,410,000 |
| Securities available for sale | 38,997,000 | 34,973,000 | 34,585,000 | 37,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,080,000 | 133,734,000 | 134,449,000 | 133,517,000 |
| Interest-bearing deposits | 122,584,000 | 116,262,000 | 115,436,000 | 115,360,000 |
| Noninterest-bearing deposits | 17,496,000 | 17,472,000 | 19,013,000 | 18,157,000 |
| Equity capital | 18,521,000 | 18,888,000 | 18,904,000 | 18,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,784,000 | 5,615,000 | 7,573,000 |
| Interest expense | 398,000 | 748,000 | 1,050,000 | 1,325,000 |
| Net interest income | 1,510,000 | 3,036,000 | 4,565,000 | 6,248,000 |
| Noninterest income | 68,000 | 237,000 | 393,000 | 560,000 |
| Noninterest expense | 1,384,000 | 2,971,000 | 4,523,000 | 6,045,000 |
| Provision for loan losses | 66,000 | 66,000 | 159,000 | 698,000 |
| Pretax income | 121,000 | 316,000 | 356,000 | 215,000 |
| Income tax | 42,000 | 112,000 | 124,000 | 55,000 |
| Net income | 79,000 | 204,000 | 232,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,930,000 | 16,042,000 | 16,067,000 | 15,594,000 |
| Total capital | 17,279,000 | 17,365,000 | 17,229,000 | 17,004,000 |
| Risk-weighted assets | 120,426,000 | 119,453,000 | 115,236,000 | 113,857,000 |