Call reports 2010
TNBANK — 2010
What TNBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 193,309,000 | 186,850,000 | 175,559,000 | 173,858,000 |
| Total loans | 127,703,000 | 121,803,000 | 121,364,000 | 117,909,000 |
| Allowance for loan losses | 2,348,000 | 1,710,000 | 1,735,000 | 1,742,000 |
| Securities available for sale | 35,437,000 | 32,743,000 | 31,007,000 | 29,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,486,000 | 143,839,000 | 138,546,000 | 137,852,000 |
| Interest-bearing deposits | 135,367,000 | 129,816,000 | 124,112,000 | 123,283,000 |
| Noninterest-bearing deposits | 15,119,000 | 14,023,000 | 14,434,000 | 14,569,000 |
| Equity capital | 17,939,000 | 17,889,000 | 17,838,000 | 17,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,262,000 | 6,325,000 | 8,371,000 |
| Interest expense | 841,000 | 1,636,000 | 2,331,000 | 2,880,000 |
| Net interest income | 1,325,000 | 2,626,000 | 3,994,000 | 5,491,000 |
| Noninterest income | 128,000 | 372,000 | 663,000 | 861,000 |
| Noninterest expense | 1,488,000 | 3,443,000 | 5,321,000 | 7,751,000 |
| Provision for loan losses | 209,000 | 209,000 | 299,000 | 299,000 |
| Pretax income | -239,000 | -653,000 | -754,000 | -1,489,000 |
| Income tax | 59,000 | 66,000 | 74,000 | -622,000 |
| Net income | -298,000 | -719,000 | -828,000 | -867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,933,000 | 15,797,000 | 15,718,000 | 15,469,000 |
| Total capital | 17,591,000 | 17,383,000 | 17,288,000 | 16,986,000 |
| Risk-weighted assets | 131,979,000 | 126,776,000 | 125,415,000 | 121,143,000 |