Call reports 2009
TNBANK — 2009
What TNBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 203,835,000 | 203,639,000 | 200,869,000 | 197,985,000 |
| Total loans | 137,995,000 | 132,953,000 | 129,250,000 | 128,581,000 |
| Allowance for loan losses | 3,099,000 | 1,930,000 | 1,924,000 | 2,279,000 |
| Securities available for sale | 39,535,000 | 40,055,000 | 42,830,000 | 40,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,533,000 | 159,448,000 | 157,199,000 | 154,744,000 |
| Interest-bearing deposits | 144,250,000 | 144,326,000 | 142,574,000 | 139,812,000 |
| Noninterest-bearing deposits | 15,283,000 | 15,122,000 | 14,625,000 | 14,932,000 |
| Equity capital | 18,638,000 | 18,157,000 | 18,407,000 | 18,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 4,763,000 | 7,092,000 | 9,375,000 |
| Interest expense | 1,200,000 | 2,308,000 | 3,335,000 | 4,283,000 |
| Net interest income | 1,229,000 | 2,455,000 | 3,757,000 | 5,092,000 |
| Noninterest income | 206,000 | 495,000 | 661,000 | 850,000 |
| Noninterest expense | 1,381,000 | 2,887,000 | 4,382,000 | 5,833,000 |
| Provision for loan losses | 317,000 | 705,000 | 1,004,000 | 1,503,000 |
| Pretax income | -233,000 | -481,000 | -807,000 | -1,120,000 |
| Income tax | -109,000 | -349,000 | -496,000 | -668,000 |
| Net income | -124,000 | -132,000 | -311,000 | -452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,593,000 | 16,787,000 | 16,639,000 | 16,229,000 |
| Total capital | 20,398,000 | 18,602,000 | 18,331,000 | 17,919,000 |
| Risk-weighted assets | 143,099,000 | 145,055,000 | 135,160,000 | 134,605,000 |