Call reports 2008
TNBANK — 2008
What TNBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 206,335,000 | 199,390,000 | 204,134,000 | 200,864,000 |
| Total loans | 143,738,000 | 142,691,000 | 137,744,000 | 137,898,000 |
| Allowance for loan losses | 2,130,000 | 2,225,000 | 2,193,000 | 3,420,000 |
| Securities available for sale | 39,144,000 | 38,772,000 | 40,064,000 | 40,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,001,000 | 153,798,000 | 161,300,000 | 156,525,000 |
| Interest-bearing deposits | 145,335,000 | 139,957,000 | 145,100,000 | 142,494,000 |
| Noninterest-bearing deposits | 13,666,000 | 13,841,000 | 16,200,000 | 14,031,000 |
| Equity capital | 18,634,000 | 17,535,000 | 15,524,000 | 18,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 5,949,000 | 8,821,000 | 11,506,000 |
| Interest expense | 1,647,000 | 3,103,000 | 4,468,000 | 5,799,000 |
| Net interest income | 1,475,000 | 2,846,000 | 4,353,000 | 5,707,000 |
| Noninterest income | 304,000 | 498,000 | 797,000 | 1,140,000 |
| Noninterest expense | 1,508,000 | 2,952,000 | 4,365,000 | 5,937,000 |
| Provision for loan losses | 230,000 | 797,000 | 901,000 | 2,423,000 |
| Pretax income | 53,000 | -392,000 | -2,135,000 | -3,613,000 |
| Income tax | 2,000 | -207,000 | -111,000 | -1,386,000 |
| Net income | 51,000 | -185,000 | -2,024,000 | -2,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,465,000 | 18,058,000 | 16,198,000 | 18,116,000 |
| Total capital | 20,359,000 | 19,922,000 | 18,048,000 | 19,921,000 |
| Risk-weighted assets | 151,310,000 | 148,720,000 | 147,672,000 | 142,814,000 |