Call reports 2007
TNBANK — 2007
What TNBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 202,283,000 | 189,010,000 | 194,083,000 | 202,741,000 |
| Total loans | 146,786,000 | 149,381,000 | 149,569,000 | 149,746,000 |
| Allowance for loan losses | 1,618,000 | 1,712,000 | 1,886,000 | 2,285,000 |
| Securities available for sale | 21,954,000 | 21,742,000 | 24,941,000 | 32,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,254,000 | 156,523,000 | 159,187,000 | 163,318,000 |
| Interest-bearing deposits | 154,602,000 | 141,655,000 | 143,927,000 | 146,458,000 |
| Noninterest-bearing deposits | 14,652,000 | 14,868,000 | 15,260,000 | 16,860,000 |
| Equity capital | 18,405,000 | 18,456,000 | 18,659,000 | 18,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,377,000 | 6,777,000 | 10,152,000 | 13,411,000 |
| Interest expense | 1,642,000 | 3,291,000 | 4,956,000 | 6,606,000 |
| Net interest income | 1,735,000 | 3,486,000 | 5,196,000 | 6,805,000 |
| Noninterest income | 239,000 | 605,000 | 870,000 | 1,140,000 |
| Noninterest expense | 1,488,000 | 3,033,000 | 4,536,000 | 5,854,000 |
| Provision for loan losses | 96,000 | 318,000 | 708,000 | 1,439,000 |
| Pretax income | 395,000 | 745,000 | 827,000 | 658,000 |
| Income tax | 115,000 | 240,000 | 258,000 | 180,000 |
| Net income | 280,000 | 505,000 | 569,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,467,000 | 18,703,000 | 18,780,000 | 18,564,000 |
| Total capital | 20,085,000 | 20,415,000 | 20,666,000 | 20,526,000 |
| Risk-weighted assets | 152,395,000 | 152,478,000 | 153,611,000 | 156,624,000 |