Call reports 2006
TNBANK — 2006
What TNBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 154,427,000 | 159,329,000 | 169,462,000 | 186,465,000 |
| Total loans | 120,513,000 | 129,914,000 | 139,026,000 | 143,627,000 |
| Allowance for loan losses | 1,469,000 | 1,464,000 | 1,639,000 | 1,577,000 |
| Securities available for sale | 19,109,000 | 18,680,000 | 19,090,000 | 20,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,613,000 | 137,633,000 | 142,818,000 | 153,615,000 |
| Interest-bearing deposits | 121,734,000 | 124,290,000 | 128,426,000 | 139,407,000 |
| Noninterest-bearing deposits | 10,880,000 | 13,343,000 | 14,392,000 | 14,207,000 |
| Equity capital | 11,959,000 | 12,478,000 | 16,047,000 | 18,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,264,000 | 8,252,000 | 11,536,000 |
| Interest expense | 1,016,000 | 2,192,000 | 3,449,000 | 4,958,000 |
| Net interest income | 1,486,000 | 3,072,000 | 4,803,000 | 6,578,000 |
| Noninterest income | 259,000 | 515,000 | 777,000 | 1,083,000 |
| Noninterest expense | 1,401,000 | 2,792,000 | 4,230,000 | 5,687,000 |
| Provision for loan losses | 95,000 | 136,000 | 392,000 | 471,000 |
| Pretax income | 272,000 | 682,000 | 981,000 | 1,526,000 |
| Income tax | 88,000 | 231,000 | 328,000 | 523,000 |
| Net income | 184,000 | 451,000 | 653,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,119,000 | 12,763,000 | 16,165,000 | 18,207,000 |
| Total capital | 13,588,000 | 14,227,000 | 17,804,000 | 19,784,000 |
| Risk-weighted assets | 122,645,000 | 131,411,000 | 140,617,000 | 147,508,000 |