Call reports 2005
TNBANK — 2005
What TNBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 139,434,000 | 140,608,000 | 141,537,000 | 146,811,000 |
| Total loans | 105,790,000 | 111,253,000 | 109,025,000 | 110,800,000 |
| Allowance for loan losses | 1,241,000 | 1,294,000 | 1,411,000 | 1,406,000 |
| Securities available for sale | 15,612,000 | 17,655,000 | 18,645,000 | 18,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,333,000 | 118,826,000 | 119,354,000 | 124,905,000 |
| Interest-bearing deposits | 108,508,000 | 107,185,000 | 108,311,000 | 112,969,000 |
| Noninterest-bearing deposits | 9,824,000 | 11,641,000 | 11,042,000 | 11,937,000 |
| Equity capital | 11,287,000 | 11,662,000 | 11,895,000 | 11,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 4,114,000 | 6,378,000 | 8,722,000 |
| Interest expense | 653,000 | 1,415,000 | 2,230,000 | 3,094,000 |
| Net interest income | 1,307,000 | 2,699,000 | 4,148,000 | 5,628,000 |
| Noninterest income | 185,000 | 427,000 | 706,000 | 958,000 |
| Noninterest expense | 1,086,000 | 2,141,000 | 3,285,000 | 4,399,000 |
| Provision for loan losses | 42,000 | 106,000 | 256,000 | 551,000 |
| Pretax income | 365,000 | 880,000 | 1,318,000 | 1,642,000 |
| Income tax | 130,000 | 314,000 | 477,000 | 582,000 |
| Net income | 235,000 | 566,000 | 841,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,314,000 | 11,625,000 | 11,861,000 | 11,934,000 |
| Total capital | 12,555,000 | 12,919,000 | 13,272,000 | 13,340,000 |
| Risk-weighted assets | 106,471,000 | 114,755,000 | 114,772,000 | 112,560,000 |