Call reports 2004
TNBANK — 2004
What TNBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 112,134,000 | 119,147,000 | 123,730,000 | 125,392,000 |
| Total loans | 92,497,000 | 95,587,000 | 98,165,000 | 103,357,000 |
| Allowance for loan losses | 1,285,000 | 1,229,000 | 1,229,000 | 1,271,000 |
| Securities available for sale | 13,680,000 | 15,343,000 | 14,515,000 | 14,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,830,000 | 100,928,000 | 105,059,000 | 104,836,000 |
| Interest-bearing deposits | 84,776,000 | 90,921,000 | 94,190,000 | 92,842,000 |
| Noninterest-bearing deposits | 9,054,000 | 10,007,000 | 10,870,000 | 11,994,000 |
| Equity capital | 8,671,000 | 8,683,000 | 9,045,000 | 9,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,226,000 | 5,019,000 | 6,838,000 |
| Interest expense | 454,000 | 942,000 | 1,449,000 | 1,982,000 |
| Net interest income | 1,139,000 | 2,284,000 | 3,570,000 | 4,856,000 |
| Noninterest income | 180,000 | 410,000 | 612,000 | 879,000 |
| Noninterest expense | 912,000 | 1,935,000 | 2,955,000 | 4,018,000 |
| Provision for loan losses | 21,000 | 46,000 | 145,000 | 229,000 |
| Pretax income | 390,000 | 714,000 | 1,104,000 | 1,509,000 |
| Income tax | 134,000 | 243,000 | 395,000 | 524,000 |
| Net income | 256,000 | 471,000 | 709,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,499,000 | 8,711,000 | 8,944,000 | 9,060,000 |
| Total capital | 9,609,000 | 9,881,000 | 10,154,000 | 10,331,000 |
| Risk-weighted assets | 88,645,000 | 93,579,000 | 96,792,000 | 102,041,000 |