Call reports 2003
TNBANK — 2003
What TNBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 108,414,000 | 109,106,000 | 107,693,000 | 107,071,000 |
| Total loans | 86,777,000 | 86,464,000 | 85,010,000 | 87,055,000 |
| Allowance for loan losses | 1,111,000 | 1,169,000 | 1,244,000 | 1,283,000 |
| Securities available for sale | 12,658,000 | 13,583,000 | 13,597,000 | 13,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,001,000 | 91,108,000 | 89,526,000 | 88,178,000 |
| Interest-bearing deposits | 84,394,000 | 81,591,000 | 80,657,000 | 80,303,000 |
| Noninterest-bearing deposits | 8,607,000 | 9,517,000 | 8,869,000 | 7,875,000 |
| Equity capital | 7,953,000 | 8,287,000 | 8,444,000 | 8,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,226,000 | 4,828,000 | 6,405,000 |
| Interest expense | 592,000 | 1,146,000 | 1,634,000 | 2,086,000 |
| Net interest income | 1,028,000 | 2,080,000 | 3,194,000 | 4,319,000 |
| Noninterest income | 326,000 | 730,000 | 1,078,000 | 1,312,000 |
| Noninterest expense | 848,000 | 1,765,000 | 2,733,000 | 3,680,000 |
| Provision for loan losses | 73,000 | 163,000 | 240,000 | 290,000 |
| Pretax income | 444,000 | 897,000 | 1,344,000 | 1,709,000 |
| Income tax | 158,000 | 317,000 | 472,000 | 602,000 |
| Net income | 286,000 | 580,000 | 872,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,734,000 | 8,013,000 | 8,305,000 | 8,268,000 |
| Total capital | 8,753,000 | 9,037,000 | 9,325,000 | 9,321,000 |
| Risk-weighted assets | 81,397,000 | 81,742,000 | 81,367,000 | 84,051,000 |