Call reports 2002
TNBANK — 2002
What TNBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 97,474,000 | 98,502,000 | 103,347,000 | 107,336,000 |
| Total loans | 73,667,000 | 75,331,000 | 83,833,000 | 88,196,000 |
| Allowance for loan losses | 750,000 | 803,000 | 922,000 | 1,047,000 |
| Securities available for sale | 13,131,000 | 13,757,000 | 13,200,000 | 13,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,872,000 | 85,538,000 | 87,352,000 | 91,466,000 |
| Interest-bearing deposits | 78,512,000 | 77,921,000 | 78,928,000 | 83,158,000 |
| Noninterest-bearing deposits | 6,360,000 | 7,617,000 | 8,424,000 | 8,308,000 |
| Equity capital | 6,978,000 | 7,186,000 | 7,496,000 | 7,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 3,085,000 | 4,726,000 | 6,365,000 |
| Interest expense | 676,000 | 1,337,000 | 1,958,000 | 2,573,000 |
| Net interest income | 818,000 | 1,748,000 | 2,768,000 | 3,792,000 |
| Noninterest income | 178,000 | 330,000 | 540,000 | 821,000 |
| Noninterest expense | 692,000 | 1,414,000 | 2,162,000 | 3,011,000 |
| Provision for loan losses | 78,000 | 163,000 | 297,000 | 485,000 |
| Pretax income | 225,000 | 501,000 | 853,000 | 1,121,000 |
| Income tax | 82,000 | 181,000 | 307,000 | 359,000 |
| Net income | 143,000 | 320,000 | 546,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,918,000 | 7,020,000 | 7,247,000 | 7,446,000 |
| Total capital | 7,669,000 | 7,823,000 | 8,174,000 | 8,471,000 |
| Risk-weighted assets | 72,950,000 | 74,560,000 | 78,785,000 | 82,005,000 |