Call reports 2025
INBANK — 2025
What INBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,398,880,000 | 1,372,962,000 | 1,438,894,000 | 1,410,775,000 |
| Total loans | 933,302,000 | 959,082,000 | 1,007,638,000 | 980,215,000 |
| Allowance for loan losses | 12,715,000 | 13,025,000 | 14,887,000 | 16,047,000 |
| Securities available for sale | 172,336,000 | 178,300,000 | 142,950,000 | 138,683,000 |
| Securities held to maturity | 127,588,000 | 134,125,000 | 132,262,000 | 129,573,000 |
| Trading assets | 263,000 | 446,000 | 581,000 | 1,047,000 |
| Total deposits | 1,212,480,000 | 1,184,228,000 | 1,182,780,000 | 1,146,030,000 |
| Interest-bearing deposits | 863,443,000 | 826,345,000 | 826,369,000 | 807,043,000 |
| Noninterest-bearing deposits | 349,037,000 | 357,883,000 | 356,411,000 | 338,987,000 |
| Equity capital | 158,800,000 | 161,803,000 | 164,939,000 | 164,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,828,000 | 36,209,000 | 55,585,000 | 75,458,000 |
| Interest expense | 5,791,000 | 12,105,000 | 18,248,000 | 24,589,000 |
| Net interest income | 12,037,000 | 24,104,000 | 37,337,000 | 50,869,000 |
| Noninterest income | 1,930,000 | 3,816,000 | 5,963,000 | 8,725,000 |
| Noninterest expense | 9,831,000 | 19,340,000 | 28,833,000 | 38,121,000 |
| Provision for loan losses | 570,000 | 1,170,000 | 3,957,000 | 12,407,000 |
| Pretax income | 3,606,000 | 7,445,000 | 10,423,000 | 9,409,000 |
| Income tax | 795,000 | 1,666,000 | 2,243,000 | 1,849,000 |
| Net income | 2,811,000 | 5,779,000 | 8,180,000 | 7,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,866,000 | 143,883,000 | 146,241,000 | 146,074,000 |
| Total capital | 154,331,000 | 157,658,000 | 160,801,000 | 160,297,000 |
| Risk-weighted assets | 1,103,181,000 | 1,112,645,000 | 1,163,679,000 | 1,135,570,000 |