Call reports 2024
INBANK — 2024
What INBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,326,855,000 | 1,341,500,000 | 1,352,859,000 | 1,314,197,000 |
| Total loans | 934,573,000 | 958,565,000 | 940,815,000 | 914,508,000 |
| Allowance for loan losses | 11,562,000 | 12,439,000 | 12,855,000 | 12,143,000 |
| Securities available for sale | 144,164,000 | 136,428,000 | 156,540,000 | 169,659,000 |
| Securities held to maturity | 130,177,000 | 128,245,000 | 126,264,000 | 129,377,000 |
| Trading assets | 135,000 | 101,000 | 454,000 | 179,000 |
| Total deposits | 1,130,303,000 | 1,121,205,000 | 1,163,586,000 | 1,131,410,000 |
| Interest-bearing deposits | 808,594,000 | 791,810,000 | 805,241,000 | 789,142,000 |
| Noninterest-bearing deposits | 321,709,000 | 329,395,000 | 358,345,000 | 342,268,000 |
| Equity capital | 145,517,000 | 148,213,000 | 152,996,000 | 155,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,318,000 | 34,639,000 | 53,066,000 | 71,241,000 |
| Interest expense | 6,064,000 | 12,221,000 | 18,945,000 | 25,155,000 |
| Net interest income | 11,254,000 | 22,418,000 | 34,121,000 | 46,086,000 |
| Noninterest income | 1,993,000 | 4,958,000 | 7,572,000 | 10,228,000 |
| Noninterest expense | 9,590,000 | 19,406,000 | 29,535,000 | 39,254,000 |
| Provision for loan losses | 850,000 | 1,750,000 | 2,310,000 | 2,660,000 |
| Pretax income | 2,847,000 | 6,345,000 | 10,091,000 | 14,555,000 |
| Income tax | 623,000 | 1,398,000 | 2,238,000 | 3,252,000 |
| Net income | 2,224,000 | 4,947,000 | 7,853,000 | 11,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,632,000 | 132,330,000 | 134,804,000 | 138,164,000 |
| Total capital | 142,104,000 | 145,579,000 | 148,359,000 | 151,107,000 |
| Risk-weighted assets | 1,089,628,000 | 1,121,750,000 | 1,113,006,000 | 1,095,431,000 |