Call reports 2023
INBANK — 2023
What INBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,296,338,000 | 1,299,070,000 | 1,287,649,000 | 1,339,475,000 |
| Total loans | 898,528,000 | 897,734,000 | 901,736,000 | 902,141,000 |
| Allowance for loan losses | 10,174,000 | 10,439,000 | 10,259,000 | 10,724,000 |
| Securities available for sale | 160,069,000 | 156,871,000 | 151,030,000 | 148,003,000 |
| Securities held to maturity | 137,397,000 | 135,335,000 | 133,500,000 | 131,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,531,000 | 1,058,942,000 | 1,043,547,000 | 1,159,455,000 |
| Interest-bearing deposits | 649,313,000 | 690,332,000 | 667,098,000 | 738,650,000 |
| Noninterest-bearing deposits | 405,218,000 | 368,610,000 | 376,449,000 | 420,805,000 |
| Equity capital | 136,189,000 | 137,395,000 | 138,527,000 | 143,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,742,000 | 30,213,000 | 46,062,000 | 62,479,000 |
| Interest expense | 2,906,000 | 7,220,000 | 11,998,000 | 17,274,000 |
| Net interest income | 11,836,000 | 22,993,000 | 34,064,000 | 45,205,000 |
| Noninterest income | 1,377,000 | 2,722,000 | 4,157,000 | 5,469,000 |
| Noninterest expense | 8,474,000 | 17,053,000 | 25,816,000 | 34,454,000 |
| Provision for loan losses | 342,000 | 606,000 | 756,000 | 1,226,000 |
| Pretax income | 4,454,000 | 8,303,000 | 12,001,000 | 15,305,000 |
| Income tax | 987,000 | 1,860,000 | 2,684,000 | 3,522,000 |
| Net income | 3,467,000 | 6,443,000 | 9,317,000 | 11,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,563,000 | 122,414,000 | 125,059,000 | 127,470,000 |
| Total capital | 131,091,000 | 134,026,000 | 136,390,000 | 139,144,000 |
| Risk-weighted assets | 1,113,353,000 | 1,106,316,000 | 1,087,203,000 | 1,075,739,000 |