Call reports 2022
INBANK — 2022
What INBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 760,743,000 | 1,200,921,000 | 1,208,693,000 | 1,244,117,000 |
| Total loans | 480,556,000 | 799,171,000 | 797,100,000 | 846,740,000 |
| Allowance for loan losses | 3,632,000 | 4,211,000 | 4,790,000 | 5,685,000 |
| Securities available for sale | 132,823,000 | 213,491,000 | 183,531,000 | 180,528,000 |
| Securities held to maturity | 106,387,000 | 104,367,000 | 140,951,000 | 139,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,411,000 | 1,056,684,000 | 1,056,153,000 | 1,062,279,000 |
| Interest-bearing deposits | 365,405,000 | 643,615,000 | 598,795,000 | 616,584,000 |
| Noninterest-bearing deposits | 283,006,000 | 413,069,000 | 457,358,000 | 445,695,000 |
| Equity capital | 74,341,000 | 129,740,000 | 130,136,000 | 133,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,106,000 | 17,172,000 | 31,229,000 | 45,567,000 |
| Interest expense | 226,000 | 588,000 | 1,120,000 | 2,305,000 |
| Net interest income | 5,880,000 | 16,584,000 | 30,109,000 | 43,262,000 |
| Noninterest income | 849,000 | 1,816,000 | 2,928,000 | 4,279,000 |
| Noninterest expense | 5,474,000 | 13,143,000 | 22,954,000 | 31,765,000 |
| Provision for loan losses | 305,000 | 802,000 | 1,327,000 | 2,227,000 |
| Pretax income | 950,000 | 4,444,000 | 8,746,000 | 13,538,000 |
| Income tax | 175,000 | 954,000 | 1,824,000 | 2,829,000 |
| Net income | 775,000 | 3,490,000 | 6,922,000 | 10,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,922,000 | 109,976,000 | 113,807,000 | 117,899,000 |
| Total capital | 71,567,000 | 114,200,000 | 118,610,000 | 123,597,000 |
| Risk-weighted assets | 608,030,000 | 1,029,672,000 | 1,035,767,000 | 1,082,195,000 |