Call reports 2021
INBANK — 2021
What INBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 695,324,000 | 705,701,000 | 704,993,000 | 743,344,000 |
| Total loans | 441,492,000 | 419,991,000 | 426,162,000 | 432,564,000 |
| Allowance for loan losses | 2,291,000 | 2,680,000 | 3,059,000 | 3,374,000 |
| Securities available for sale | 172,575,000 | 192,297,000 | 211,433,000 | 229,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,835,000 | 587,640,000 | 603,464,000 | 649,134,000 |
| Interest-bearing deposits | 360,265,000 | 354,704,000 | 354,866,000 | 372,159,000 |
| Noninterest-bearing deposits | 216,570,000 | 232,936,000 | 248,598,000 | 276,976,000 |
| Equity capital | 71,154,000 | 73,423,000 | 75,999,000 | 77,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,534,000 | 13,131,000 | 19,335,000 | 25,748,000 |
| Interest expense | 364,000 | 695,000 | 976,000 | 1,215,000 |
| Net interest income | 6,170,000 | 12,436,000 | 18,359,000 | 24,533,000 |
| Noninterest income | 532,000 | 1,331,000 | 2,288,000 | 3,203,000 |
| Noninterest expense | 5,590,000 | 11,161,000 | 16,911,000 | 22,249,000 |
| Provision for loan losses | 129,000 | 504,000 | 879,000 | 1,119,000 |
| Pretax income | 994,000 | 2,117,000 | 3,003,000 | 4,528,000 |
| Income tax | 214,000 | 456,000 | 637,000 | 973,000 |
| Net income | 780,000 | 1,661,000 | 2,366,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,415,000 | 60,741,000 | 64,825,000 | 66,839,000 |
| Total capital | 61,719,000 | 63,435,000 | 67,898,000 | 70,226,000 |
| Risk-weighted assets | 473,646,000 | 494,127,000 | 515,456,000 | 542,465,000 |