Call reports 2020
INBANK — 2020
What INBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 420,740,000 | 575,115,000 | 614,740,000 | 606,977,000 |
| Total loans | 260,449,000 | 395,620,000 | 405,587,000 | 418,941,000 |
| Allowance for loan losses | 1,259,000 | 1,711,000 | 1,787,000 | 2,151,000 |
| Securities available for sale | 124,275,000 | 100,673,000 | 95,088,000 | 128,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,864,000 | 407,428,000 | 444,257,000 | 489,445,000 |
| Interest-bearing deposits | 186,306,000 | 238,093,000 | 274,669,000 | 310,380,000 |
| Noninterest-bearing deposits | 109,558,000 | 169,335,000 | 169,588,000 | 179,065,000 |
| Equity capital | 62,407,000 | 64,387,000 | 65,216,000 | 66,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,696,000 | 11,028,000 | 16,164,000 | 21,837,000 |
| Interest expense | 600,000 | 1,088,000 | 1,517,000 | 1,892,000 |
| Net interest income | 4,096,000 | 9,940,000 | 14,647,000 | 19,945,000 |
| Noninterest income | 427,000 | 734,000 | 1,230,000 | 1,701,000 |
| Noninterest expense | 4,550,000 | 9,342,000 | 14,359,000 | 19,992,000 |
| Provision for loan losses | 280,000 | 722,000 | 788,000 | 1,141,000 |
| Pretax income | 30,000 | 1,615,000 | 1,739,000 | 2,136,000 |
| Income tax | 37,000 | 419,000 | 419,000 | 487,000 |
| Net income | -7,000 | 1,196,000 | 1,320,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,667,000 | 50,100,000 | 50,775,000 | 51,786,000 |
| Total capital | 49,940,000 | 51,825,000 | 52,576,000 | 53,951,000 |
| Risk-weighted assets | 383,175,000 | 404,777,000 | 411,757,000 | 448,362,000 |