Call reports 2019
INBANK — 2019
What INBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 377,622,000 | 361,436,000 | 365,001,000 | 393,610,000 |
| Total loans | 196,742,000 | 206,678,000 | 214,142,000 | 232,564,000 |
| Allowance for loan losses | 528,000 | 633,000 | 713,000 | 971,000 |
| Securities available for sale | 118,378,000 | 115,832,000 | 111,152,000 | 101,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,708,000 | 296,346,000 | 304,764,000 | 303,080,000 |
| Interest-bearing deposits | 207,563,000 | 194,110,000 | 200,731,000 | 189,636,000 |
| Noninterest-bearing deposits | 104,145,000 | 102,236,000 | 104,033,000 | 113,445,000 |
| Equity capital | 57,193,000 | 58,136,000 | 58,130,000 | 57,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,088,000 | 8,066,000 | 12,333,000 | 16,480,000 |
| Interest expense | 559,000 | 1,165,000 | 1,763,000 | 2,354,000 |
| Net interest income | 3,529,000 | 6,901,000 | 10,570,000 | 14,126,000 |
| Noninterest income | 500,000 | 959,000 | 1,384,000 | 1,869,000 |
| Noninterest expense | 4,254,000 | 8,169,000 | 12,583,000 | 16,906,000 |
| Provision for loan losses | 106,000 | 210,000 | 280,000 | 550,000 |
| Pretax income | -288,000 | -476,000 | -866,000 | -1,418,000 |
| Income tax | -82,000 | -96,000 | -166,000 | -170,000 |
| Net income | -206,000 | -380,000 | -700,000 | -1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,029,000 | 45,281,000 | 45,387,000 | 45,241,000 |
| Total capital | 45,571,000 | 45,927,000 | 46,114,000 | 46,226,000 |
| Risk-weighted assets | 280,229,000 | 297,960,000 | 313,976,000 | 354,965,000 |