Call reports 2018
INBANK — 2018
What INBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 315,946,000 | 335,176,000 | 328,187,000 | 356,496,000 |
| Total loans | 151,433,000 | 152,998,000 | 167,750,000 | 191,726,000 |
| Allowance for loan losses | 3,041,000 | 26,000 | 149,000 | 414,000 |
| Securities available for sale | 0 | 124,467,000 | 125,861,000 | 124,956,000 |
| Securities held to maturity | 142,704,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,519,000 | 281,905,000 | 275,099,000 | 272,783,000 |
| Interest-bearing deposits | 184,932,000 | 185,052,000 | 171,733,000 | 173,643,000 |
| Noninterest-bearing deposits | 84,587,000 | 96,853,000 | 103,366,000 | 99,140,000 |
| Equity capital | 44,301,000 | 50,953,000 | 50,463,000 | 56,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 316,000 | 3,963,000 | 8,160,000 |
| Interest expense | 261,000 | 31,000 | 327,000 | 730,000 |
| Net interest income | 2,795,000 | 285,000 | 3,636,000 | 7,430,000 |
| Noninterest income | 501,000 | 40,000 | 416,000 | 859,000 |
| Noninterest expense | 2,141,000 | 262,000 | 3,577,000 | 7,989,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 374,000 |
| Pretax income | 1,155,000 | 63,000 | 355,000 | -74,000 |
| Income tax | 263,000 | 13,000 | 131,000 | -38,000 |
| Net income | 892,000 | 50,000 | 224,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,264,000 | 44,680,000 | 44,549,000 | 44,827,000 |
| Total capital | 46,807,000 | 44,720,000 | 44,712,000 | 45,255,000 |
| Risk-weighted assets | 202,971,000 | 227,203,000 | 244,652,000 | 279,317,000 |