Call reports 2017
INBANK — 2017
What INBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 318,469,000 | 309,966,000 | 320,800,000 | 319,457,000 |
| Total loans | 145,098,000 | 151,562,000 | 152,323,000 | 150,991,000 |
| Allowance for loan losses | 3,246,000 | 3,200,000 | 2,964,000 | 3,025,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 132,311,000 | 123,099,000 | 122,897,000 | 142,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,448,000 | 264,869,000 | 274,872,000 | 273,669,000 |
| Interest-bearing deposits | 189,212,000 | 186,269,000 | 193,338,000 | 192,463,000 |
| Noninterest-bearing deposits | 82,236,000 | 78,600,000 | 81,534,000 | 81,206,000 |
| Equity capital | 44,409,000 | 43,055,000 | 43,773,000 | 43,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,308,000 | 6,102,000 | 9,061,000 | 12,099,000 |
| Interest expense | 218,000 | 447,000 | 685,000 | 931,000 |
| Net interest income | 3,090,000 | 5,655,000 | 8,376,000 | 11,168,000 |
| Noninterest income | 542,000 | 1,081,000 | 1,713,000 | 2,172,000 |
| Noninterest expense | 2,221,000 | 4,300,000 | 6,511,000 | 9,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,411,000 | 2,436,000 | 3,578,000 | 4,291,000 |
| Income tax | 522,000 | 894,000 | 1,313,000 | 1,878,000 |
| Net income | 889,000 | 1,542,000 | 2,265,000 | 2,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,357,000 | 43,007,000 | 43,729,000 | 43,874,000 |
| Total capital | 46,763,000 | 45,404,000 | 46,190,000 | 46,370,000 |
| Risk-weighted assets | 191,480,000 | 190,867,000 | 196,391,000 | 199,140,000 |