Call reports 2016
INBANK — 2016
What INBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 303,380,000 | 301,110,000 | 301,752,000 | 315,108,000 |
| Total loans | 143,336,000 | 145,876,000 | 154,674,000 | 153,208,000 |
| Allowance for loan losses | 3,443,000 | 3,382,000 | 3,123,000 | 3,100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 118,570,000 | 108,609,000 | 116,428,000 | 128,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,427,000 | 257,519,000 | 257,249,000 | 270,499,000 |
| Interest-bearing deposits | 188,625,000 | 184,355,000 | 180,329,000 | 191,604,000 |
| Noninterest-bearing deposits | 71,802,000 | 73,164,000 | 76,920,000 | 78,895,000 |
| Equity capital | 41,471,000 | 42,092,000 | 42,835,000 | 43,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,827,000 | 5,616,000 | 8,741,000 | 11,728,000 |
| Interest expense | 197,000 | 402,000 | 600,000 | 812,000 |
| Net interest income | 2,630,000 | 5,214,000 | 8,141,000 | 10,916,000 |
| Noninterest income | 463,000 | 1,046,000 | 1,607,000 | 2,048,000 |
| Noninterest expense | 2,229,000 | 4,443,000 | 6,771,000 | 8,912,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 864,000 | 1,817,000 | 2,977,000 | 4,052,000 |
| Income tax | 301,000 | 627,000 | 1,039,000 | 1,418,000 |
| Net income | 563,000 | 1,190,000 | 1,938,000 | 2,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,406,000 | 42,030,000 | 42,777,000 | 43,471,000 |
| Total capital | 43,742,000 | 44,298,000 | 45,185,000 | 45,965,000 |
| Risk-weighted assets | 185,813,000 | 180,391,000 | 191,955,000 | 196,424,000 |