Call reports 2014
INBANK — 2014
What INBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 287,603,000 | 290,615,000 | 292,258,000 | 301,709,000 |
| Total loans | 170,359,000 | 167,842,000 | 162,048,000 | 159,070,000 |
| Allowance for loan losses | 4,198,000 | 4,220,000 | 3,293,000 | 3,622,000 |
| Securities available for sale | 79,785,000 | 75,376,000 | 73,229,000 | 93,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,509,000 | 252,162,000 | 252,962,000 | 262,529,000 |
| Interest-bearing deposits | 191,842,000 | 188,659,000 | 187,172,000 | 197,448,000 |
| Noninterest-bearing deposits | 58,667,000 | 63,503,000 | 65,790,000 | 65,081,000 |
| Equity capital | 35,685,000 | 36,910,000 | 37,338,000 | 37,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 6,278,000 | 9,366,000 | 12,434,000 |
| Interest expense | 194,000 | 390,000 | 592,000 | 795,000 |
| Net interest income | 2,971,000 | 5,888,000 | 8,774,000 | 11,639,000 |
| Noninterest income | 350,000 | 941,000 | 1,524,000 | 2,104,000 |
| Noninterest expense | 2,355,000 | 4,895,000 | 7,644,000 | 9,858,000 |
| Provision for loan losses | 1,275,000 | 1,275,000 | 1,375,000 | 1,925,000 |
| Pretax income | -309,000 | 659,000 | 1,279,000 | 1,960,000 |
| Income tax | 0 | 196,000 | 402,000 | 561,000 |
| Net income | -309,000 | 463,000 | 877,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,932,000 | 37,703,000 | 38,118,000 | 38,640,000 |
| Total capital | 39,394,000 | 40,118,000 | 40,507,000 | 40,976,000 |
| Risk-weighted assets | 195,195,000 | 191,894,000 | 190,259,000 | 185,520,000 |