Call reports 2013
INBANK — 2013
What INBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 301,791,000 | 294,826,000 | 291,359,000 | 278,080,000 |
| Total loans | 174,006,000 | 170,526,000 | 171,225,000 | 168,378,000 |
| Allowance for loan losses | 3,560,000 | 3,431,000 | 2,976,000 | 2,971,000 |
| Securities available for sale | 97,483,000 | 95,406,000 | 85,177,000 | 79,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,476,000 | 239,934,000 | 239,066,000 | 239,154,000 |
| Interest-bearing deposits | 192,679,000 | 187,222,000 | 183,590,000 | 183,901,000 |
| Noninterest-bearing deposits | 56,797,000 | 52,712,000 | 55,476,000 | 55,253,000 |
| Equity capital | 35,987,000 | 34,644,000 | 35,212,000 | 35,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,369,000 | 6,750,000 | 10,154,000 | 13,389,000 |
| Interest expense | 317,000 | 608,000 | 897,000 | 1,106,000 |
| Net interest income | 3,052,000 | 6,142,000 | 9,257,000 | 12,283,000 |
| Noninterest income | 382,000 | 875,000 | 1,265,000 | 1,019,000 |
| Noninterest expense | 2,450,000 | 5,140,000 | 7,472,000 | 9,333,000 |
| Provision for loan losses | 0 | 450,000 | 600,000 | 650,000 |
| Pretax income | 984,000 | 1,427,000 | 2,450,000 | 3,319,000 |
| Income tax | 342,000 | 479,000 | 835,000 | 775,000 |
| Net income | 642,000 | 948,000 | 1,615,000 | 2,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,339,000 | 35,645,000 | 36,313,000 | 37,240,000 |
| Total capital | 37,824,000 | 38,093,000 | 38,760,000 | 39,640,000 |
| Risk-weighted assets | 196,978,000 | 194,845,000 | 195,418,000 | 191,367,000 |