Call reports 2012
INBANK — 2012
What INBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 309,642,000 | 302,636,000 | 300,609,000 | 301,834,000 |
| Total loans | 197,308,000 | 192,675,000 | 184,950,000 | 178,529,000 |
| Allowance for loan losses | 3,470,000 | 3,471,000 | 3,387,000 | 3,615,000 |
| Securities available for sale | 63,712,000 | 63,444,000 | 62,968,000 | 83,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,021,000 | 251,070,000 | 247,899,000 | 250,853,000 |
| Interest-bearing deposits | 208,534,000 | 202,288,000 | 196,589,000 | 194,730,000 |
| Noninterest-bearing deposits | 50,487,000 | 48,782,000 | 51,310,000 | 56,123,000 |
| Equity capital | 34,968,000 | 35,595,000 | 36,238,000 | 35,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,891,000 | 7,737,000 | 11,447,000 | 15,025,000 |
| Interest expense | 458,000 | 908,000 | 1,317,000 | 1,689,000 |
| Net interest income | 3,433,000 | 6,829,000 | 10,130,000 | 13,336,000 |
| Noninterest income | 382,000 | 819,000 | 1,280,000 | 1,663,000 |
| Noninterest expense | 2,530,000 | 4,999,000 | 7,682,000 | 11,104,000 |
| Provision for loan losses | 150,000 | 400,000 | 500,000 | 1,150,000 |
| Pretax income | 1,135,000 | 2,190,000 | 3,169,000 | 2,686,000 |
| Income tax | 403,000 | 798,000 | 1,122,000 | 1,267,000 |
| Net income | 732,000 | 1,392,000 | 2,047,000 | 1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,010,000 | 34,670,000 | 35,325,000 | 34,697,000 |
| Total capital | 36,716,000 | 37,295,000 | 37,819,000 | 37,210,000 |
| Risk-weighted assets | 214,938,000 | 208,351,000 | 197,817,000 | 199,191,000 |