Call reports 2011
INBANK — 2011
What INBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 323,368,000 | 308,453,000 | 313,780,000 | 308,846,000 |
| Total loans | 235,184,000 | 227,076,000 | 220,870,000 | 205,650,000 |
| Allowance for loan losses | 4,441,000 | 4,211,000 | 4,365,000 | 4,177,000 |
| Securities available for sale | 48,378,000 | 48,767,000 | 48,671,000 | 56,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,779,000 | 250,038,000 | 253,860,000 | 259,026,000 |
| Interest-bearing deposits | 216,736,000 | 205,924,000 | 208,259,000 | 206,839,000 |
| Noninterest-bearing deposits | 48,043,000 | 44,114,000 | 45,601,000 | 52,187,000 |
| Equity capital | 32,983,000 | 32,631,000 | 33,772,000 | 34,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,659,000 | 9,439,000 | 13,832,000 | 17,553,000 |
| Interest expense | 702,000 | 1,280,000 | 1,836,000 | 2,323,000 |
| Net interest income | 3,957,000 | 8,159,000 | 11,996,000 | 15,230,000 |
| Noninterest income | 458,000 | 1,046,000 | 1,523,000 | 1,887,000 |
| Noninterest expense | 2,325,000 | 5,011,000 | 7,338,000 | 9,896,000 |
| Provision for loan losses | 625,000 | 3,888,000 | 4,188,000 | 4,188,000 |
| Pretax income | 1,465,000 | 306,000 | 1,993,000 | 3,033,000 |
| Income tax | 523,000 | 58,000 | 668,000 | 1,033,000 |
| Net income | 942,000 | 248,000 | 1,325,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,220,000 | 31,525,000 | 32,603,000 | 33,278,000 |
| Total capital | 35,331,000 | 34,483,000 | 35,547,000 | 36,040,000 |
| Risk-weighted assets | 246,750,000 | 235,417,000 | 233,297,000 | 218,736,000 |