Call reports 2010
INBANK — 2010
What INBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 322,870,000 | 324,781,000 | 331,204,000 | 323,728,000 |
| Total loans | 250,632,000 | 247,759,000 | 242,394,000 | 237,920,000 |
| Allowance for loan losses | 3,474,000 | 3,490,000 | 3,833,000 | 3,893,000 |
| Securities available for sale | 41,159,000 | 40,255,000 | 38,524,000 | 48,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,478,000 | 267,408,000 | 273,039,000 | 266,095,000 |
| Interest-bearing deposits | 221,428,000 | 220,905,000 | 223,711,000 | 218,408,000 |
| Noninterest-bearing deposits | 46,051,000 | 46,503,000 | 49,328,000 | 47,687,000 |
| Equity capital | 29,698,000 | 30,810,000 | 32,188,000 | 32,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,001,000 | 10,131,000 | 15,110,000 | 19,989,000 |
| Interest expense | 1,035,000 | 2,051,000 | 2,987,000 | 3,824,000 |
| Net interest income | 3,966,000 | 8,080,000 | 12,123,000 | 16,165,000 |
| Noninterest income | 456,000 | 968,000 | 1,543,000 | 2,007,000 |
| Noninterest expense | 2,188,000 | 4,627,000 | 7,022,000 | 10,234,000 |
| Provision for loan losses | 400,000 | 700,000 | 1,042,000 | 1,494,000 |
| Pretax income | 1,834,000 | 3,721,000 | 5,602,000 | 6,444,000 |
| Income tax | 656,000 | 1,353,000 | 2,039,000 | 2,327,000 |
| Net income | 1,178,000 | 2,368,000 | 3,563,000 | 4,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,339,000 | 29,529,000 | 30,724,000 | 31,278,000 |
| Total capital | 31,610,000 | 32,773,000 | 33,905,000 | 34,523,000 |
| Risk-weighted assets | 260,670,000 | 258,506,000 | 253,025,000 | 258,171,000 |