Call reports 2009
INBANK — 2009
What INBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 214,503,000 | 297,883,000 | 308,635,000 | 315,059,000 |
| Total loans | 167,371,000 | 229,806,000 | 244,745,000 | 242,155,000 |
| Allowance for loan losses | 2,096,000 | 2,882,000 | 3,108,000 | 3,086,000 |
| Securities available for sale | 36,039,000 | 43,616,000 | 42,695,000 | 41,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,442,000 | 245,769,000 | 245,343,000 | 261,004,000 |
| Interest-bearing deposits | 139,133,000 | 203,430,000 | 199,347,000 | 213,734,000 |
| Noninterest-bearing deposits | 31,309,000 | 42,339,000 | 45,996,000 | 47,270,000 |
| Equity capital | 17,710,000 | 26,004,000 | 26,670,000 | 28,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,450,000 | 9,480,000 | 14,422,000 | 19,219,000 |
| Interest expense | 737,000 | 2,094,000 | 3,162,000 | 4,227,000 |
| Net interest income | 2,713,000 | 7,386,000 | 11,260,000 | 14,992,000 |
| Noninterest income | 333,000 | 1,010,000 | 1,495,000 | 1,867,000 |
| Noninterest expense | 1,438,000 | 4,279,000 | 6,677,000 | 8,983,000 |
| Provision for loan losses | 205,000 | 360,000 | 591,000 | 891,000 |
| Pretax income | 1,403,000 | 3,757,000 | 5,487,000 | 6,985,000 |
| Income tax | 514,000 | 1,375,000 | 2,008,000 | 2,553,000 |
| Net income | 889,000 | 2,382,000 | 3,479,000 | 4,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,348,000 | 24,611,000 | 25,208,000 | 27,162,000 |
| Total capital | 18,454,000 | 27,507,000 | 28,330,000 | 30,262,000 |
| Risk-weighted assets | 171,221,000 | 252,209,000 | 259,549,000 | 267,234,000 |