Call reports 2006
INBANK — 2006
What INBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 167,752,000 | 167,242,000 | 168,846,000 | 175,726,000 |
| Total loans | 118,151,000 | 111,819,000 | 113,909,000 | 112,467,000 |
| Allowance for loan losses | 1,410,000 | 1,237,000 | 1,221,000 | 1,199,000 |
| Securities available for sale | 27,743,000 | 29,579,000 | 33,767,000 | 40,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,481,000 | 152,293,000 | 153,543,000 | 160,628,000 |
| Interest-bearing deposits | 125,964,000 | 125,054,000 | 124,333,000 | 132,624,000 |
| Noninterest-bearing deposits | 26,517,000 | 27,239,000 | 29,210,000 | 28,004,000 |
| Equity capital | 14,492,000 | 14,331,000 | 14,573,000 | 14,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,844,000 | 5,836,000 | 8,872,000 | 12,006,000 |
| Interest expense | 915,000 | 1,966,000 | 3,106,000 | 4,339,000 |
| Net interest income | 1,929,000 | 3,870,000 | 5,766,000 | 7,667,000 |
| Noninterest income | 272,000 | 592,000 | 940,000 | 1,145,000 |
| Noninterest expense | 1,390,000 | 2,815,000 | 4,195,000 | 5,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 811,000 | 1,647,000 | 2,511,000 | 3,396,000 |
| Income tax | 291,000 | 590,000 | 903,000 | 1,209,000 |
| Net income | 520,000 | 1,057,000 | 1,608,000 | 2,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,718,000 | 14,704,000 | 14,705,000 | 14,759,000 |
| Total capital | 16,138,000 | 15,951,000 | 15,936,000 | 15,968,000 |
| Risk-weighted assets | 124,431,000 | 117,690,000 | 120,739,000 | 121,311,000 |