Call reports 2002
INBANK — 2002
What INBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 154,147,000 | 153,004,000 | 153,962,000 | 159,772,000 |
| Total loans | 99,891,000 | 101,015,000 | 108,303,000 | 110,597,000 |
| Allowance for loan losses | 1,036,000 | 1,091,000 | 1,327,000 | 1,557,000 |
| Securities available for sale | 0 | 0 | 0 | 39,491,000 |
| Securities held to maturity | 32,609,000 | 38,777,000 | 36,701,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,223,000 | 140,070,000 | 139,016,000 | 145,633,000 |
| Interest-bearing deposits | 111,915,000 | 113,652,000 | 111,927,000 | 119,338,000 |
| Noninterest-bearing deposits | 29,308,000 | 26,418,000 | 27,089,000 | 26,295,000 |
| Equity capital | 12,033,000 | 12,314,000 | 12,597,000 | 13,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,618,000 | 5,236,000 | 8,000,000 | 10,603,000 |
| Interest expense | 697,000 | 1,372,000 | 2,022,000 | 2,625,000 |
| Net interest income | 1,921,000 | 3,864,000 | 5,978,000 | 7,978,000 |
| Noninterest income | 201,000 | 395,000 | 617,000 | 864,000 |
| Noninterest expense | 1,121,000 | 2,272,000 | 3,454,000 | 4,629,000 |
| Provision for loan losses | 45,000 | 120,000 | 360,000 | 1,143,000 |
| Pretax income | 956,000 | 1,867,000 | 2,781,000 | 3,753,000 |
| Income tax | 320,000 | 625,000 | 931,000 | 1,257,000 |
| Net income | 636,000 | 1,242,000 | 1,850,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,033,000 | 12,314,000 | 12,597,000 | 12,743,000 |
| Total capital | 13,069,000 | 13,405,000 | 13,924,000 | 14,140,000 |
| Risk-weighted assets | 107,175,000 | 105,666,000 | 111,391,000 | 111,781,000 |