Call reports 2001
INBANK — 2001
What INBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 142,929,000 | 143,470,000 | 147,846,000 | 151,284,000 |
| Total loans | 93,944,000 | 94,492,000 | 95,820,000 | 99,284,000 |
| Allowance for loan losses | 967,000 | 981,000 | 977,000 | 988,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,569,000 | 36,558,000 | 36,521,000 | 34,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,069,000 | 131,663,000 | 134,899,000 | 139,011,000 |
| Interest-bearing deposits | 107,108,000 | 107,298,000 | 110,747,000 | 111,297,000 |
| Noninterest-bearing deposits | 23,961,000 | 24,365,000 | 24,152,000 | 27,714,000 |
| Equity capital | 10,803,000 | 11,079,000 | 11,385,000 | 11,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,995,000 | 5,980,000 | 8,884,000 | 11,674,000 |
| Interest expense | 1,266,000 | 2,457,000 | 3,549,000 | 4,422,000 |
| Net interest income | 1,729,000 | 3,523,000 | 5,335,000 | 7,252,000 |
| Noninterest income | 282,000 | 511,000 | 698,000 | 927,000 |
| Noninterest expense | 1,069,000 | 2,198,000 | 3,287,000 | 4,416,000 |
| Provision for loan losses | 49,000 | 61,000 | 61,000 | 73,000 |
| Pretax income | 893,000 | 1,775,000 | 2,685,000 | 3,690,000 |
| Income tax | 299,000 | 594,000 | 899,000 | 1,236,000 |
| Net income | 594,000 | 1,181,000 | 1,786,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,803,000 | 11,079,000 | 11,385,000 | 11,722,000 |
| Total capital | 11,770,000 | 12,060,000 | 12,362,000 | 12,710,000 |
| Risk-weighted assets | 96,621,000 | 99,155,000 | 106,055,000 | 106,001,000 |