Call reports 2015
CARSON NATIONAL BANK OF AUBURN, THE — 2015
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 73,108,000 | 73,843,000 | 76,452,000 |
| Total loans | 23,353,000 | 23,393,000 | 24,841,000 |
| Allowance for loan losses | 284,000 | 278,000 | 280,000 |
| Securities available for sale | 36,057,000 | 41,021,000 | 40,107,000 |
| Securities held to maturity | 1,650,000 | 1,650,000 | 1,650,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 62,869,000 | 63,676,000 | 65,975,000 |
| Interest-bearing deposits | 53,659,000 | 55,283,000 | 56,050,000 |
| Noninterest-bearing deposits | 9,210,000 | 8,393,000 | 9,925,000 |
| Equity capital | 9,107,000 | 9,101,000 | 9,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 439,000 | 896,000 | 1,369,000 |
| Interest expense | 61,000 | 123,000 | 183,000 |
| Net interest income | 378,000 | 773,000 | 1,186,000 |
| Noninterest income | 21,000 | 45,000 | 67,000 |
| Noninterest expense | 264,000 | 511,000 | 783,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 135,000 | 307,000 | 470,000 |
| Income tax | 17,000 | 47,000 | 73,000 |
| Net income | 118,000 | 260,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 8,833,000 | 8,975,000 | 9,112,000 |
| Total capital | 9,127,000 | 9,269,000 | 9,406,000 |
| Risk-weighted assets | 32,816,000 | 32,786,000 | 36,030,000 |