Call reports 2014
CARSON NATIONAL BANK OF AUBURN, THE — 2014
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,921,000 | 71,175,000 | 70,902,000 | 71,785,000 |
| Total loans | 22,184,000 | 23,977,000 | 23,112,000 | 25,150,000 |
| Allowance for loan losses | 317,000 | 240,000 | 261,000 | 278,000 |
| Securities available for sale | 35,500,000 | 38,943,000 | 38,408,000 | 35,687,000 |
| Securities held to maturity | 1,750,000 | 1,750,000 | 1,750,000 | 1,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,097,000 | 60,626,000 | 60,336,000 | 60,550,000 |
| Interest-bearing deposits | 53,083,000 | 52,841,000 | 52,247,000 | 50,620,000 |
| Noninterest-bearing deposits | 9,014,000 | 7,785,000 | 8,089,000 | 9,930,000 |
| Equity capital | 8,572,000 | 8,736,000 | 8,879,000 | 8,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 903,000 | 1,370,000 | 1,829,000 |
| Interest expense | 66,000 | 130,000 | 193,000 | 257,000 |
| Net interest income | 381,000 | 773,000 | 1,177,000 | 1,572,000 |
| Noninterest income | 24,000 | 53,000 | 79,000 | 105,000 |
| Noninterest expense | 315,000 | 600,000 | 874,000 | 1,146,000 |
| Provision for loan losses | 0 | 36,000 | 0 | 0 |
| Pretax income | 90,000 | 190,000 | 382,000 | 531,000 |
| Income tax | 3,000 | 8,000 | 42,000 | 63,000 |
| Net income | 87,000 | 182,000 | 340,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,435,000 | 8,529,000 | 8,688,000 | 8,815,000 |
| Total capital | 8,752,000 | 8,769,000 | 8,960,000 | 9,104,000 |
| Risk-weighted assets | 34,188,000 | 36,408,000 | 35,685,000 | 37,159,000 |