Call reports 2013
CARSON NATIONAL BANK OF AUBURN, THE — 2013
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,536,000 | 71,972,000 | 72,508,000 | 69,506,000 |
| Total loans | 20,264,000 | 21,333,000 | 23,105,000 | 26,196,000 |
| Allowance for loan losses | 368,000 | 369,000 | 371,000 | 308,000 |
| Securities available for sale | 31,227,000 | 34,048,000 | 36,338,000 | 34,130,000 |
| Securities held to maturity | 1,075,000 | 1,550,000 | 1,420,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,508,000 | 62,319,000 | 62,501,000 | 59,429,000 |
| Interest-bearing deposits | 54,325,000 | 54,615,000 | 54,457,000 | 51,382,000 |
| Noninterest-bearing deposits | 8,183,000 | 7,704,000 | 8,044,000 | 8,047,000 |
| Equity capital | 8,499,000 | 8,291,000 | 8,472,000 | 8,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 896,000 | 1,353,000 | 1,825,000 |
| Interest expense | 81,000 | 159,000 | 235,000 | 307,000 |
| Net interest income | 373,000 | 737,000 | 1,118,000 | 1,518,000 |
| Noninterest income | 23,000 | 48,000 | 73,000 | 99,000 |
| Noninterest expense | 287,000 | 564,000 | 863,000 | 1,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 221,000 | 328,000 | 466,000 |
| Income tax | 10,000 | 20,000 | 29,000 | 50,000 |
| Net income | 99,000 | 201,000 | 299,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,131,000 | 8,233,000 | 8,331,000 | 8,447,000 |
| Total capital | 8,499,000 | 8,602,000 | 8,702,000 | 8,755,000 |
| Risk-weighted assets | 29,917,000 | 32,055,000 | 35,597,000 | 37,641,000 |