Call reports 2012
CARSON NATIONAL BANK OF AUBURN, THE — 2012
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,167,000 | 71,599,000 | 71,328,000 | 71,219,000 |
| Total loans | 20,355,000 | 21,342,000 | 22,003,000 | 24,119,000 |
| Allowance for loan losses | 366,000 | 361,000 | 363,000 | 365,000 |
| Securities available for sale | 34,325,000 | 35,022,000 | 35,372,000 | 32,861,000 |
| Securities held to maturity | 1,360,000 | 1,360,000 | 1,145,000 | 1,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,116,000 | 61,268,000 | 60,883,000 | 60,625,000 |
| Interest-bearing deposits | 51,726,000 | 53,787,000 | 53,767,000 | 51,931,000 |
| Noninterest-bearing deposits | 9,390,000 | 7,481,000 | 7,116,000 | 8,694,000 |
| Equity capital | 8,292,000 | 8,410,000 | 8,513,000 | 8,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,004,000 | 1,507,000 | 2,001,000 |
| Interest expense | 105,000 | 202,000 | 298,000 | 388,000 |
| Net interest income | 406,000 | 802,000 | 1,209,000 | 1,613,000 |
| Noninterest income | 25,000 | 47,000 | 70,000 | 99,000 |
| Noninterest expense | 305,000 | 588,000 | 870,000 | 1,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 267,000 | 415,000 | 507,000 |
| Income tax | 17,000 | 35,000 | 57,000 | 59,000 |
| Net income | 115,000 | 232,000 | 358,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,798,000 | 7,916,000 | 8,042,000 | 8,032,000 |
| Total capital | 8,164,000 | 8,277,000 | 8,405,000 | 8,397,000 |
| Risk-weighted assets | 32,501,000 | 33,531,000 | 34,458,000 | 35,101,000 |