Call reports 2010
CARSON NATIONAL BANK OF AUBURN, THE — 2010
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,126,000 | 60,717,000 | 60,964,000 | 61,532,000 |
| Total loans | 26,341,000 | 27,107,000 | 24,458,000 | 27,050,000 |
| Allowance for loan losses | 365,000 | 365,000 | 365,000 | 365,000 |
| Securities available for sale | 23,885,000 | 24,179,000 | 25,462,000 | 25,312,000 |
| Securities held to maturity | 1,325,000 | 1,425,000 | 1,380,000 | 1,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,293,000 | 51,595,000 | 51,532,000 | 52,278,000 |
| Interest-bearing deposits | 43,331,000 | 47,459,000 | 47,238,000 | 48,048,000 |
| Noninterest-bearing deposits | 5,962,000 | 4,136,000 | 4,294,000 | 4,230,000 |
| Equity capital | 7,284,000 | 7,533,000 | 7,771,000 | 7,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,145,000 | 1,724,000 | 2,282,000 |
| Interest expense | 144,000 | 298,000 | 444,000 | 579,000 |
| Net interest income | 419,000 | 847,000 | 1,280,000 | 1,703,000 |
| Noninterest income | 27,000 | 57,000 | 88,000 | 120,000 |
| Noninterest expense | 293,000 | 582,000 | 873,000 | 1,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 322,000 | 495,000 | 638,000 |
| Income tax | 28,000 | 59,000 | 91,000 | 107,000 |
| Net income | 125,000 | 263,000 | 404,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,141,000 | 7,279,000 | 7,420,000 | 7,548,000 |
| Total capital | 7,506,000 | 7,644,000 | 7,785,000 | 7,913,000 |
| Risk-weighted assets | 34,236,000 | 35,361,000 | 32,113,000 | 34,356,000 |