Call reports 2009
CARSON NATIONAL BANK OF AUBURN, THE — 2009
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,889,000 | 52,438,000 | 51,926,000 | 53,910,000 |
| Total loans | 22,438,000 | 24,157,000 | 24,160,000 | 25,204,000 |
| Allowance for loan losses | 203,000 | 201,000 | 211,000 | 365,000 |
| Securities available for sale | 18,457,000 | 18,732,000 | 20,757,000 | 19,561,000 |
| Securities held to maturity | 1,545,000 | 1,660,000 | 1,405,000 | 1,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,428,000 | 44,909,000 | 44,188,000 | 46,185,000 |
| Interest-bearing deposits | 39,592,000 | 40,475,000 | 40,008,000 | 41,186,000 |
| Noninterest-bearing deposits | 4,836,000 | 4,434,000 | 4,179,000 | 4,999,000 |
| Equity capital | 7,023,000 | 7,085,000 | 7,274,000 | 7,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,142,000 | 1,718,000 | 2,302,000 |
| Interest expense | 169,000 | 334,000 | 485,000 | 631,000 |
| Net interest income | 401,000 | 808,000 | 1,233,000 | 1,671,000 |
| Noninterest income | -110,000 | -143,000 | -113,000 | -83,000 |
| Noninterest expense | 278,000 | 573,000 | 855,000 | 1,166,000 |
| Provision for loan losses | 106,000 | 104,000 | 104,000 | 104,000 |
| Pretax income | -93,000 | -12,000 | 161,000 | 318,000 |
| Income tax | -55,000 | -53,000 | -13,000 | 14,000 |
| Net income | -38,000 | 41,000 | 174,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,774,000 | 6,854,000 | 6,986,000 | 7,117,000 |
| Total capital | 6,977,000 | 7,055,000 | 7,197,000 | 7,482,000 |
| Risk-weighted assets | 29,995,000 | 30,576,000 | 30,766,000 | 32,106,000 |