Call reports 2008
CARSON NATIONAL BANK OF AUBURN, THE — 2008
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,458,000 | 50,762,000 | 48,954,000 | 50,681,000 |
| Total loans | 22,753,000 | 23,697,000 | 24,564,000 | 24,628,000 |
| Allowance for loan losses | 230,000 | 224,000 | 251,000 | 273,000 |
| Securities available for sale | 18,500,000 | 20,406,000 | 19,968,000 | 19,755,000 |
| Securities held to maturity | 975,000 | 1,495,000 | 1,625,000 | 1,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,769,000 | 43,334,000 | 41,361,000 | 43,206,000 |
| Interest-bearing deposits | 38,127,000 | 39,274,000 | 37,532,000 | 39,176,000 |
| Noninterest-bearing deposits | 3,642,000 | 4,060,000 | 3,829,000 | 4,030,000 |
| Equity capital | 7,164,000 | 7,052,000 | 7,159,000 | 7,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,287,000 | 1,910,000 | 2,516,000 |
| Interest expense | 274,000 | 513,000 | 722,000 | 916,000 |
| Net interest income | 375,000 | 774,000 | 1,188,000 | 1,600,000 |
| Noninterest income | 23,000 | 55,000 | 87,000 | 120,000 |
| Noninterest expense | 254,000 | 517,000 | 782,000 | 1,047,000 |
| Provision for loan losses | 0 | 0 | 46,000 | 746,000 |
| Pretax income | 144,000 | 312,000 | 447,000 | -73,000 |
| Income tax | 32,000 | 73,000 | 100,000 | -110,000 |
| Net income | 112,000 | 239,000 | 347,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,888,000 | 7,014,000 | 7,122,000 | 6,812,000 |
| Total capital | 7,118,000 | 7,238,000 | 7,373,000 | 7,085,000 |
| Risk-weighted assets | 29,054,000 | 30,159,000 | 30,917,000 | 31,725,000 |