Call reports 2007
CARSON NATIONAL BANK OF AUBURN, THE — 2007
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,983,000 | 46,696,000 | 46,517,000 | 48,460,000 |
| Total loans | 26,632,000 | 26,893,000 | 26,332,000 | 24,674,000 |
| Allowance for loan losses | 255,000 | 255,000 | 250,000 | 230,000 |
| Securities available for sale | 15,674,000 | 17,423,000 | 16,900,000 | 18,439,000 |
| Securities held to maturity | 995,000 | 995,000 | 995,000 | 975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,164,000 | 39,516,000 | 39,329,000 | 41,049,000 |
| Interest-bearing deposits | 36,083,000 | 36,382,000 | 36,185,000 | 37,293,000 |
| Noninterest-bearing deposits | 3,081,000 | 3,134,000 | 3,144,000 | 3,756,000 |
| Equity capital | 6,496,000 | 6,531,000 | 6,781,000 | 6,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,314,000 | 1,987,000 | 2,665,000 |
| Interest expense | 265,000 | 550,000 | 850,000 | 1,147,000 |
| Net interest income | 376,000 | 764,000 | 1,137,000 | 1,518,000 |
| Noninterest income | 19,000 | 39,000 | 63,000 | 87,000 |
| Noninterest expense | 253,000 | 501,000 | 762,000 | 1,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 302,000 | 436,000 | 552,000 |
| Income tax | 32,000 | 71,000 | 98,000 | 118,000 |
| Net income | 110,000 | 231,000 | 338,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,551,000 | 6,672,000 | 6,779,000 | 6,875,000 |
| Total capital | 6,806,000 | 6,927,000 | 7,029,000 | 7,105,000 |
| Risk-weighted assets | 31,139,000 | 31,635,000 | 31,481,000 | 30,594,000 |