Call reports 2006
CARSON NATIONAL BANK OF AUBURN, THE — 2006
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,659,000 | 44,873,000 | 47,584,000 | 45,532,000 |
| Total loans | 23,170,000 | 24,861,000 | 27,531,000 | 27,276,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 17,862,000 | 17,479,000 | 16,812,000 | 14,710,000 |
| Securities held to maturity | 1,240,000 | 995,000 | 995,000 | 995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,445,000 | 37,907,000 | 37,681,000 | 38,832,000 |
| Interest-bearing deposits | 34,712,000 | 34,671,000 | 33,521,000 | 35,180,000 |
| Noninterest-bearing deposits | 3,733,000 | 3,236,000 | 4,160,000 | 3,652,000 |
| Equity capital | 6,021,000 | 6,078,000 | 6,317,000 | 6,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,132,000 | 1,758,000 | 2,405,000 |
| Interest expense | 194,000 | 408,000 | 670,000 | 945,000 |
| Net interest income | 357,000 | 724,000 | 1,088,000 | 1,460,000 |
| Noninterest income | 19,000 | 43,000 | 66,000 | 90,000 |
| Noninterest expense | 253,000 | 501,000 | 747,000 | 992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 261,000 | 400,000 | 543,000 |
| Income tax | 27,000 | 59,000 | 91,000 | 124,000 |
| Net income | 96,000 | 202,000 | 309,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,219,000 | 6,324,000 | 6,431,000 | 6,542,000 |
| Total capital | 6,474,000 | 6,579,000 | 6,686,000 | 6,797,000 |
| Risk-weighted assets | 28,843,000 | 30,475,000 | 33,559,000 | 31,815,000 |