Call reports 2005
CARSON NATIONAL BANK OF AUBURN, THE — 2005
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,016,000 | 44,745,000 | 45,164,000 | 44,687,000 |
| Total loans | 22,909,000 | 23,375,000 | 23,101,000 | 23,826,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 18,499,000 | 18,438,000 | 18,357,000 | 17,419,000 |
| Securities held to maturity | 1,675,000 | 1,675,000 | 1,240,000 | 1,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,843,000 | 38,499,000 | 38,946,000 | 37,776,000 |
| Interest-bearing deposits | 35,610,000 | 35,603,000 | 35,235,000 | 34,247,000 |
| Noninterest-bearing deposits | 3,233,000 | 2,896,000 | 3,711,000 | 3,529,000 |
| Equity capital | 5,741,000 | 5,887,000 | 5,970,000 | 5,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,037,000 | 1,577,000 | 2,123,000 |
| Interest expense | 148,000 | 303,000 | 470,000 | 660,000 |
| Net interest income | 359,000 | 734,000 | 1,107,000 | 1,463,000 |
| Noninterest income | 20,000 | 44,000 | 69,000 | 89,000 |
| Noninterest expense | 249,000 | 497,000 | 744,000 | 996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 281,000 | 428,000 | 545,000 |
| Income tax | 28,000 | 65,000 | 102,000 | 127,000 |
| Net income | 102,000 | 216,000 | 326,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,866,000 | 5,981,000 | 6,090,000 | 6,182,000 |
| Total capital | 6,121,000 | 6,236,000 | 6,345,000 | 6,437,000 |
| Risk-weighted assets | 28,314,000 | 28,525,000 | 28,691,000 | 29,316,000 |