Call reports 2004
CARSON NATIONAL BANK OF AUBURN, THE — 2004
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 45,667,000 | 45,529,000 | 45,286,000 | 45,816,000 |
| Total loans | 21,048,000 | 21,782,000 | 22,067,000 | 22,230,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 18,593,000 | 19,762,000 | 19,126,000 | 17,817,000 |
| Securities held to maturity | 1,590,000 | 1,590,000 | 1,675,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,373,000 | 39,675,000 | 38,406,000 | 39,744,000 |
| Interest-bearing deposits | 36,028,000 | 36,369,000 | 35,291,000 | 36,264,000 |
| Noninterest-bearing deposits | 3,345,000 | 3,306,000 | 3,115,000 | 3,480,000 |
| Equity capital | 5,803,000 | 5,598,000 | 5,804,000 | 5,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,025,000 | 1,535,000 | 2,054,000 |
| Interest expense | 159,000 | 313,000 | 464,000 | 614,000 |
| Net interest income | 350,000 | 712,000 | 1,071,000 | 1,440,000 |
| Noninterest income | 16,000 | 38,000 | 63,000 | 81,000 |
| Noninterest expense | 267,000 | 526,000 | 809,000 | 1,079,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 224,000 | 325,000 | 442,000 |
| Income tax | 16,000 | 41,000 | 58,000 | 81,000 |
| Net income | 83,000 | 183,000 | 267,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,546,000 | 5,647,000 | 5,730,000 | 5,824,000 |
| Total capital | 5,801,000 | 5,902,000 | 5,985,000 | 6,079,000 |
| Risk-weighted assets | 26,542,000 | 27,330,000 | 27,631,000 | 27,697,000 |