Call reports 2003
CARSON NATIONAL BANK OF AUBURN, THE — 2003
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,977,000 | 44,051,000 | 43,650,000 | 44,136,000 |
| Total loans | 23,186,000 | 22,915,000 | 22,372,000 | 22,052,000 |
| Allowance for loan losses | 250,000 | 250,000 | 250,000 | 255,000 |
| Securities available for sale | 14,194,000 | 15,983,000 | 15,981,000 | 16,883,000 |
| Securities held to maturity | 1,575,000 | 1,320,000 | 1,320,000 | 1,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,994,000 | 37,873,000 | 37,487,000 | 38,025,000 |
| Interest-bearing deposits | 33,868,000 | 35,299,000 | 34,560,000 | 35,202,000 |
| Noninterest-bearing deposits | 3,126,000 | 2,574,000 | 2,927,000 | 2,823,000 |
| Equity capital | 5,498,000 | 5,655,000 | 5,659,000 | 5,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,170,000 | 1,718,000 | 2,242,000 |
| Interest expense | 203,000 | 395,000 | 573,000 | 744,000 |
| Net interest income | 380,000 | 775,000 | 1,145,000 | 1,498,000 |
| Noninterest income | 12,000 | 33,000 | 52,000 | 69,000 |
| Noninterest expense | 262,000 | 522,000 | 767,000 | 1,040,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 7,000 |
| Pretax income | 128,000 | 284,000 | 428,000 | 520,000 |
| Income tax | 30,000 | 68,000 | 101,000 | 114,000 |
| Net income | 98,000 | 216,000 | 327,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,216,000 | 5,333,000 | 5,445,000 | 5,524,000 |
| Total capital | 5,466,000 | 5,583,000 | 5,695,000 | 5,779,000 |
| Risk-weighted assets | 26,989,000 | 26,898,000 | 27,102,000 | 27,041,000 |